Question 1

What is biriqim?

Accepted Answer

biriqim is a modern personal finance app that allows you to track financial assets like forex, gold, stocks, and mutual funds alongside physical assets like real estate and vehicles, all in one place.

Question 2

Can I trade or transfer money with biriqim?

Accepted Answer

No. biriqim is strictly a personal finance tracking, budgeting, and analysis tool. No live financial transactions, money transfers, or trading can be executed through the application.

Question 3

Can I use it without signing up?

Accepted Answer

Yes. When you open the app you land on the dashboard immediately. Add assets and start tracking right away. Sign-up and login live only on the Profile screen; create an account whenever you want to secure and sync your data.

Question 4

How does the receipt scanner work?

Accepted Answer

Scan grocery receipts or invoices with your camera. AI-powered OCR extracts amounts, dates, and category hints. Free includes 100 one-time lifetime scans; Pro adds 500 per year. Both plans can buy OCR credit packs after quota.

Question 5

What asset types can I track?

Accepted Answer

Forex, gold, stocks, mutual funds, and physical assets such as real estate, vehicles, and other valuables can all be added to your portfolio.

Question 6

How are physical assets (home, vehicle) tracked?

Accepted Answer

Add real estate, vehicles, and valuables with manual estimated values. Live property or vehicle market prices are not provided; they appear alongside financial assets in your net worth view.

Question 7

How does multilingual use work?

Accepted Answer

The biriqim mobile app and this website support multilingual use. Use the interface in the language that fits your needs.

Question 8

How does currency work?

Accepted Answer

Choose your preferred currency from the Profile screen. Portfolio totals and summaries are shown in that currency.

Question 9

How do currencies work for expenses, receivables, and debts?

Accepted Answer

You can choose a currency for each expense, receivable, and debt record. By default, your Profile currency is used. Portfolio totals and summary screens display in your chosen currency.

Question 10

What is the difference between Free and Pro?

Accepted Answer

Free includes 500 new records per year, 100 one-time receipt scans, and core tracking (receivables, debts, assets, expenses); OCR credit packs are available after the 100-scan quota. Pro adds unlimited records, 500 receipt scans per year with automatic scanning, cloud backup, 24/7 savings coach chat, portfolio risk, 7/30/60/90-day cash-flow forecasts, subscription leak detection on scanned documents, advanced expense reports (MoM, YoY), Excel export, bulk receipt upload, and Riqi voice assistant. Guests stay on Free; Pro requires an in-app account.

Question 11

How do I track my annual record quota?

Accepted Answer

On Free, Profile shows your remaining annual record quota. The counter resets each year; when you're close to the limit, upgrade to Pro for unlimited records. Pro users have no record cap — only the annual OCR quota renews.

Question 12

What is the personal finance coach and how do Free and Pro differ?

Accepted Answer

The personal finance coach screen combines savings alerts, cash-flow forecasts, portfolio risk summary, and document audit. On Free you get 3 personal alerts per month and a 7-day cash-flow view. Pro adds unlimited alerts, 24/7 savings coach chat, weekly portfolio risk score and stress test, 7/30/60/90-day liquidity forecasts, hidden subscription leak analysis on scanned documents, Riqi voice assistant, and the Smart Suggestions hub. All outputs are coaching and alerts — not investment advice or trade recommendations.

Question 13

What do advanced expense reports include on Pro?

Accepted Answer

On Free you see this month's summary on the expense dashboard. biriqim Pro unlocks the Reports hub: monthly and yearly series, MoM and YoY comparisons, category breakdowns, and drill-down details. Reports are for tracking and analysis only — no transactions or advice.

Question 14

What is Riqi voice assistant?

Accepted Answer

Riqi opens from the voice FAB on the Summary screen in biriqim Pro. It helps you add expenses, receivables/debts, and assets by voice or typed commands — tracking only; no transactions, transfers, or trading. Riqi does not provide investment advice.

Question 15

How do proactive AI notifications work?

Accepted Answer

Pro users may receive instant savings and cash-flow insights via in-app or push notifications. Delivery follows your Profile preferences — you can turn them off anytime. Content is coaching and alerts, not investment advice.

Frequently Asked Questions

Highlighted answers

Start without signing up

Tracking only

Free plan

Related pages

Product & scope

Getting started

Features

Account & currency

Free & Pro

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